Here’s the insight (a deeper understanding) into how
you can find dividend-paying stocks or ETFs using your Schwab account,
explained in a simple and clear way — including both English and Khmer
to help you fully understand.
📘 The Insight: How to
Find Dividend-Paying Stocks or ETFs on Schwab
🔍 1. Know What You're
Looking For
Before searching, you need to understand:
|
Term |
What It Means |
|
Dividend |
A share of company profit paid to investors |
|
Dividend-paying stocks |
Companies that give cash to shareholders |
|
Dividend ETFs |
A group of dividend-paying stocks in one investment fund |
➡️ These investments are great
for passive income.
🧭 2. Use the Schwab Tools
Schwab has free research tools that help you:
- Search
by dividend yield
- Filter
by industry, risk, and performance
- Compare
ETFs and stocks easily
🧠 Insight: Schwab
makes it beginner-friendly — you don’t need to be an expert.
💻 3. Use the ETF/Stock
Screener
You can go to:
There, you can:
- Select
“Dividend Yield” as a filter
- Choose
“U.S. Dividend Equity” or “International Dividend”
- See
results ranked by yield, stability, or performance
📌 Tip: Look for Yield
> 2% and large-cap companies for safer income.
📄 4. Read the Profile
Page
When you click on a result (e.g., SCHD or VYM), you’ll see:
|
What to Look At |
Why It Matters |
|
Dividend Yield |
Shows how much money you earn per year |
|
Ex-Dividend Date |
Tells when you need to buy to get paid |
|
Payout Schedule |
Tells you if it pays monthly or quarterly |
|
Expense Ratio |
Lower is better — shows management cost |
🔍 This helps you decide
if it fits your goal (growth vs. income).
🏦 In Khmer (ជាភាសាខ្មែរ)
📘 ចំណេះដឹងសំខាន់៖ របៀបស្វែងរកភាគហ៊ុន ឬ ETF ដែលបង់ប្រាក់បៀវត្សរ៍នៅលើ Schwab
✅ 1. ត្រូវដឹងអ្វីដែលអ្នកកំពុងស្វែងរក
|
ពាក្យ |
អត្ថន័យ |
|
Dividend |
ប្រាក់ចំណេញចែកជូនភាគហ៊ុន |
|
Dividend-paying stock |
ក្រុមហ៊ុនបង់ប្រាក់ឲ្យអ្នកវិនិយោគ |
|
Dividend ETF |
ការវិនិយោគកញ្ចប់មានភាគហ៊ុនបង់ប្រាក់ច្រើន |
➡️ វាដល់សមស្របសម្រាប់ចំណូលបន្ថែម។
🧭 2. ប្រើឧបករណ៍ស្វែងរកនៅលើ Schwab
Schwab មានឧបករណ៍ស្វែងរកឥតគិតថ្លៃ៖
- ជ្រើសដោយ Dividend
Yield
- ដាក់ Filter តាម risk, industry
- ប្រៀបធៀប ETF ឬភាគហ៊ុន
🧠 ចំណេះដឹង៖ Schwab ងាយស្រួលសម្រាប់អ្នកថ្មី។
🔍 3. ប្រើ ETF ឬ Stock Screener
ចូលទៅកាន់៖
👉
ETF Screener
👉
Stock Screener
ដាក់ជម្រើស៖
- Dividend
Yield > 2%
- U.S.
Dividend Equity ឬ International
Dividend
- មើលក្រុមហ៊ុនធំ (Large-cap)
📄 4. អានពត៌មានលម្អិតនៃ ETF ឬភាគហ៊ុន
|
ត្រូវពិនិត្យ |
អត្ថន័យ |
|
Dividend Yield |
ប្រាក់ដែលអ្នកទទួលក្នុង 1 ឆ្នាំ |
|
Ex-Dividend Date |
ត្រូវទិញមុនថ្ងៃនេះដើម្បីទទួលបានប្រាក់ |
|
Schedule |
បង់ចេញក្នុង 1 ខែ ឬ 3 ខែម្ដង |
|
Expense Ratio |
ថ្លៃគ្រប់គ្រង (ល្អប្រសើរនៅតិច) |
🎯 Final Insight
- Dividend
ETFs like SCHD, VYM, HDV are simple to start
with.
- Schwab
makes it easy to search, learn, and invest.
- You
can even set up automatic investing ($100/month) to build income
step-by-step.
Do you want me to help you choose one ETF to start with today based on your income goal? 😊