Beginner-friendly explanation of how to read and understand the insights from the NIO stock dashboard

 

I am a new investor please, Explain me to read and understand insight form in image i send you.

Here’s a beginner-friendly explanation of how to read and understand the insights from the NIO stock dashboard you sent:

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1. Current Price and Movement

• Price: $6.58
  This is the current price per share of NIO at market close.
• Change: +0.20 (+3.13%)
  It rose by $0.20 today, which is a 3.13% increase from yesterday’s close of $6.38.

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2. Chart and Price Trend

• The chart shows NIO’s price history from 2018 to now.
• You can see:
• A peak in 2021 when prices went above $60.
• A steady decline afterward to the current ~$6 range.
• Use the timeframes (1D, 5D, 1M, 1Y, 5Y, MAX) to look at short-term vs. long-term trends.

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3. Key Metrics (Right Side Panel)

Here’s what the data means:

Metric	Meaning	For NIO
Day Range	Lowest and highest price today	$6.06 – $6.64
52-Week Range	Lowest and highest price in the last year	$3.02 – $7.71
Previous Close	Yesterday’s final price	$6.38
Average Volume	Avg. daily traded shares	79.29M (high liquidity)
Market Cap	Value of company (price × shares)	$13.30B
Shares Outstanding	Total number of shares	2.09B
EPS (TTM)	Earnings per share over last year	-1.65 (negative, losing money)
P/E (TTM)	Price to earnings ratio	N/A (no profit yet)
Dividend	% of profit paid to shareholders	None (no dividends)

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4. AI Insights (Middle Section)

These are quick performance notes:

• Underperforms peers in covering obligations → NIO has weaker liquidity compared to competitors.
• EPS has declined YoY → Earnings are going down year-over-year.
• EPS YoY is forecast to grow → Analysts expect earnings might improve.
• Debt-to-equity ratio lower vs peers → Less debt compared to some competitors (a good sign).
• Net profit YoY grew above peers → Slight improvement in profit compared to similar companies.
• Analysts rated as Buy → Many analysts think NIO is a buy opportunity now.

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5. Analyst and Financial Ratings

• Analyst Consensus: “Buy” from 26 analysts.
• Target Price: $39.95 (but remember this is a projection, not guaranteed).
• Financials: Rated Low vs peers — meaning their financial strength is weaker.
• Trading: High trading volume — lots of activity in the stock.
• Profitability: Negative net margin (-34.08%) — still losing money.

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6. Radar Chart (Bottom Right)

This visual shows NIO’s performance in key areas:

• Valuation (3/6): Stock is moderately valued.
• Earnings (3/6): Average performance in earnings (but still negative).
• Growth (6/6): High growth potential — strong future outlook.
• Performance (3/6): Mid-level historical performance.
• Health (2/6): Financial health is weak — needs improvement.

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7. Quick Comparison (Bottom Left)

• Lets you compare NIO with similar companies like Ford (F), QuantumScape (QS), Stellantis (STLA), etc.
• Example: Ford’s price is $11.72, much higher than NIO, but also a more stable company.

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8. Beginner Tips to Use This Info

• Focus on trends:
• Price dropped from $60 → $6 in a few years = high risk.
• Check financial health:
• Negative earnings (EPS), no dividends, and weak health score → still in a growth and loss phase.
• Use the 52-week range to see if the stock is near the low or high end.
• Analyst ratings can help, but always research further before buying or selling.

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Would you like me to break this down into a step-by-step checklist for analyzing any stock like this?

 Here’s a step-by-step checklist to help you analyze any stock like you did with NIO:

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Step 1: Look at the Price and Movement

• Check current price → e.g., NIO is $6.58.
• Daily change → Is the price up or down today, and by what percentage?
• Tip: Start by noticing if the stock is volatile (big daily changes).

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Step 2: Review the Chart (Trends)

• Change the timeframe:
• 1D or 5D: See short-term movement.
• 1M or 3M: Look for recent patterns.
• 1Y or 5Y: Check long-term growth or decline.
• For NIO, the price peaked above $60 in 2021 but dropped steadily to $6.
• Tip: Rising trend = strength; steady drop = high risk.

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Step 3: Understand Key Metrics

Check these numbers on the side panel:

Metric	Why it Matters	Example
Day Range	Shows volatility in a single day.	$6.06 – $6.64
52-Week Range	Compare current price vs yearly high/low.	$3.02 – $7.71
Market Cap	Total company size; higher = bigger, often safer.	$13.30B
EPS (TTM)	Profit per share (negative = losing money).	-1.65
P/E Ratio	Shows valuation vs earnings; not useful if EPS < 0.	N/A
Volume	How many shares trade daily; higher = more liquidity.	79.29M

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Step 4: Analyze AI Insights

Look at the quick insights:

• ✅ Good signs: EPS forecast to grow, less debt vs peers.
• ⚠️ Warning signs: EPS declining, underperforming peers in liquidity.
• Tip: Positive trends = potential opportunity; negative = caution.

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Step 5: Check Analyst Ratings

• Consensus rating: Buy, Hold, or Sell.
• Target price: Analyst expectation for the next 12 months.
• NIO’s target: $39.95 (optimistic but not guaranteed).
• Tip: Don’t rely only on analysts — combine their insights with your own research.

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Step 6: Review Financial and Profitability

• Financial Health: High or low compared to peers?
• Profitability: Positive = good, negative = losing money.
• Example for NIO: Net margin -34% → still not profitable.
• Tip: Safer investments are profitable companies with healthy margins.

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Step 7: Check Growth Potential

• Look at the Growth score in the radar chart.
• NIO has 6/6 for growth, showing strong future potential even if it’s losing money now.
• Tip: Growth stocks can be riskier but reward long-term investors if the company improves.

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Step 8: Compare with Peers

• Look at competitors like Ford, QuantumScape, Stellantis.
• Ask:
• Who is profitable?
• Who has a better valuation or growth score?
• Is NIO’s price cheaper or more expensive?

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Step 9: Decide Your Action

• If you’re risk-tolerant: You might invest small amounts in high-growth, high-risk stocks like NIO.
• If you prefer safety: Look for stable, profitable companies.

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Step 10: Keep Learning and Tracking

• Watch the stock’s earnings reports (quarterly).
• Track news about the company and the industry.
• Review your portfolio regularly to see if your investment still fits your goals.

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Would you like me to create a printable checklist template you can use for any stock analysis?

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