Great choice, Sarim! Let’s compare SCHF vs VXUS — two of the most popular international ETFs you can buy on Charles Schwab.
🔍 ETF Comparison: SCHF vs
VXUS
| 
    Feature  | 
   
    SCHF  | 
   
    VXUS  | 
  
| 
   Full Name  | 
  
   Schwab International Equity ETF  | 
  
   Vanguard Total International Stock ETF  | 
 
| 
   Ticker  | 
  
   SCHF  | 
  
   VXUS  | 
 
| 
   Company  | 
  
   Charles Schwab  | 
  
   Vanguard  | 
 
| 
   Main Focus  | 
  
   Developed markets only (no U.S., no emerging
  markets)  | 
  
   All international markets (developed + emerging)  | 
 
| 
   Number of Stocks  | 
  
   ~1,500 companies  | 
  
   ~7,500 companies  | 
 
| 
   Top Countries  | 
  
   Japan, UK, France, Switzerland, Germany  | 
  
   Japan, UK, China, Canada, India  | 
 
| 
   Includes U.S. Stocks?  | 
  
   ❌ No  | 
  
   ❌ No  | 
 
| 
   Includes Emerging Markets?  | 
  
   ❌ No  | 
  
   ✅ Yes (e.g., China, India,
  Brazil)  | 
 
| 
   Dividend Yield  | 
  
   ~3.3% (as of 2024)  | 
  
   ~3.1% (as of 2024)  | 
 
| 
   Expense Ratio (fee)  | 
  
   0.06% (very low)  | 
  
   0.07% (also low)  | 
 
| 
   Ideal For  | 
  
   Simple exposure to strong global companies  | 
  
   Full global diversification (more complete)  | 
 
🧠 Which One Should You
Choose?
| 
    If You Want...  | 
   
    Go With...  | 
  
| 
   ✅ Simple exposure to big
  international companies  | 
  
   SCHF  | 
 
| 
   ✅ A more complete international
  portfolio (incl. China, India)  | 
  
   VXUS  | 
 
| 
   ✅ Slightly lower fees  | 
  
   SCHF (0.06% vs 0.07%)  | 
 
| 
   ✅ Higher number of countries
  & stocks  | 
  
   VXUS (7,500+ stocks)  | 
 
📈 Performance Example
(Past 5 Years as of 2024)
Past performance does not guarantee future results.
| 
    ETF  | 
   
    5-Year Return (approx.)  | 
  
| 
   SCHF  | 
  
   ~28%  | 
 
| 
   VXUS  | 
  
   ~30%  | 
 
🧭 My Advice for Beginners
If you're just starting:
- ✅
     VXUS is better for full international diversification.
 - ✅
     SCHF is better if you want to avoid emerging market risks
     (more stable).
 
Would you like help creating a starter portfolio with one of these ETFs included?